Remittance Merchants

Remittance Parameters

Money remittance merchants (Merchant Category Code 4829 or 6540) are required to provide additional data in the request payload under extra for these transactions:

Purchase
Auth
Refund (standalone)

{
  "extra": {
    "remittance": {
      "bai": "p2p",
      "sender": {
        "first_name": "Rachel",
        "last_name": "Remitter",
        "address": "1 Remittance Road",
        "city": "Sydney",
        "country": "AUS"
      },
      "recipient": {
        "first_name": "Richard",
        "last_name": "Remittee",
        "country": "NZL",
        "account_type": "06",
        "account_number": "6666667777777333"
      }
    }
  }
}

Business Application Identifier (BAI)

Visa

Sender	Receiver	Merchant supports Visa-OCT?	BAI
Person	Person (different)	YES	`p2p`
Person	Person (different)	NO	`p2p_card`
Person	Person(same)		`self`

Mastercard

Sender	Receiver	Receiver Account Type	BAI
Person	Person (different)	NOT CARD	`p2p`
Person	Person (different)	IS CARD	`p2p_card`
Person	Person (same)	NOT CARD	`self`
Person	Person (same)	IS CARD (debit/prepaid)	`self_debit_card`
Business	Business (same)		`b2b`
Business	Business (different)		`b2b_card`

Sender Data

Field	Type	Length
`first_name`	String	Max: 35
`last_name`	String	Max: 35
`address`	String	Max: 35
`city`	String	Max: 25
`country`	String	3 (ISO 3166-1 alpha-3)

Recipient Data

Account Type

Field	Type	Length
`first_name`	String	Max: 35
`last_name`	String	Max: 35
`country`	String	3 (ISO 3166-1 alpha-3)
`account_type`	String	2 `00` – Other `01` – RTN + Bank Account `02` – IBAN `03` – Card Account `04` – Email `05` – Phone Number `06` – Bank Account Number (BAN) + Bank Identification Code (BIC) `07` – Wallet ID `08` – Social Network ID
`account_number`	String	Max: 50

Updated over 1 year ago